We think you will find this story most interesting. It goes like this:
Steve’s tax professional tells him that IRC Section 280A allows him to rent his entire home to his S corporation for 14 days or less during the year and get big tax deductions.
In the example, the tax professional explained that Steve could charge his S corporation $1,500 for each day of use. This rate equals what average renters would have to pay to rent a home. If Steve rents the home for 14 days, that gives the S corporation a $21,000 tax deduction for the year.
The tax professional next explained that on the personal side of the ledger Steve doesn’t get any tax deductions for the rental of the house, and Steve will also not include the rental income on his personal tax return.
Because he operates as an S corporation, this strategy creates a net $21,000 tax deduction when passed through to him.
This story seems almost too good to be true.
We agree that this story does sound almost too good to be true. But the truth of the matter is that this result is embedded in the law and it’s available to you. There are some rules of the road that you need to follow so as not to shoot yourself in the foot, but nothing that’s difficult when you know what to do.
We think we should spend some time discussing the possibilities of your renting your home to your corporation so as to take advantage of this tax benefit. Please call our office and let’s arrange a time to see how we might make this strategy work for you.